Demo Agency
Development Officer · Chennai
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Trusted Demo Life Career Partner

Build a secure career
with Demo Life Assurance Company Limited

Earn ₹50,000+ monthly. Become an Agent or Development Officer. Empowering aspirants across Chennai and Tamil Nadu.

Join as Agent
₹50,000+
Potential Monthly Income
35%
1st Yr Commission
5.5%
Housing Loan
₹2L
Gratuity
Free
Term Cover
DO✓
Demo Officer
4.8 (96)
Development Officer · Demo Life Assurance Company Limited
Chennai district
Demo Life Verified Officer
40+ Agents
850+ Policies

Why Demo Life?

Best-in-class benefits for agents & policyholders

35%
1st Year
Commission
5.5%
Housing
Loan Rate
₹2L
Gratuity
Benefit
Free
Term
Insurance

Quick Actions

What clients say

★★★★★

"Demo Officer explained the whole process before I joined. I now write policies full time."

AP
Arun Prakash
Agent · Chennai
★★★★★

"I started part time while running the house. The training and the follow-up support made the difference."

ML
Meena Lakshmi
Agent · Chennai
★★★★★

"Claim paperwork was handled for me end to end. Straightforward and quick."

KR
Karthik Raja
Policyholder

Frequently Asked Questions

Who can become Demo Life Agent in Tamil Nadu?
Any Indian citizen aged 18 or above with at least 10th Standard education can apply. Higher qualifications are preferred. You must complete 25 hours of IC38 training and pass the IRDAI exam by scoring 17 out of 50 marks.
How much can Demo Life Agent earn per month?
First-year commission is up to 35% of premium (including bonus). A productive agent selling 50 policies per year at ₹50,000 average annual premium earns ₹8,75,000 in first-year commission alone, plus 7.5% renewal in years 2–3 and 5% from year 4 onwards. Most active agents cross ₹50,000 monthly within 12–18 months. See the Fast Track New Joiner Scheme →
How do I become a Development Officer at Demo Life?
Based on past Demo Life notifications: serve as Demo Life Agent for 5 years (urban) or 4 years (rural), achieve ₹5 Lakhs cumulative First Year Premium with at least ₹1 Lakh in 3 of the last 5 years, and insure 50 lives per year. Then pass the DO exam (typically 160 marks: Reasoning 20 + GK 20 + Insurance & Marketing 120) plus a 40-mark interview, followed by medical clearance. Note: Demo Life may revise these norms in future notifications — always check example.com for the latest recruitment announcement.
What is the Bima Sakhi Yojana?
Bima Sakhi (MCA Scheme) is a Government of India initiative for women aged 18 to 70 with minimum 10th-pass qualification. It pays monthly stipend of ₹7,000 in year 1, ₹6,000 in year 2, ₹5,000 in year 3, plus regular agent commission. Relatives of existing Demo Life agents are not eligible.
What is the Fast Track New Joiner Scheme?
Every newly appointed Demo Life Agent earns extra cash rewards for early productivity. Up to ₹25,000 in your first 3 months for 100 policies, ₹15,000 in 6 months, ₹8,000 in your first agency year, and ₹5,000 extra Consistent Performer Award for staying active all 12 months — totalling up to ₹53,000 in bonus over and above your commission.
Which Demo Life plans offer guaranteed returns?
Jeevan Utsav (Plan 771) is a whole-life plan with guaranteed additions every year. Amritbaal (Plan 774) is a children's savings plan with guaranteed additions. Bima Jyoti (Plan 760), Nav Jeevan Shree (Plan 912) and Bima Lakshmi (Plan 881) are non-participating endowment plans with attractive guaranteed returns. All are fully guaranteed by Demo Life Assurance Company Limited. Browse the full plans library →
How do I contact Demo for Demo Life services in Chennai district?
WhatsApp +91 90000 00000 or call +91 90000 00000. Email officer@insurance-agency.demo. Branch: Demo Life Chennai. Service area: Chennai district (Tambaram, Avadi, Ambattur, Poonamallee) — and team members from outside the district are welcome with full online onboarding & mentoring.
Talk to Demo on WhatsApp
© 2026 Demo Officer · ·

Career with Demo Life

Choose your path — Agent, Development Officer, or Bima Sakhi

Fast Track Scheme · New Joiners

Earn ₹53,000 Extra in Year One

Brand new Demo Life Agents earn up to ₹53,000 in cash rewards during the first year — over and above your regular commission income.

First 3 Months
15 policies₹3,500
25 policies₹6,000
50 policies₹12,500
100 policies₹25,000
+ ₹1,000 every 5 above 25 · + ₹2,250 every 10 above 50
First 6 Months
15 policies₹2,250
25 policies₹3,750
50 policies₹7,500
100 policies₹15,000
+ ₹500 every 5 above 25 · + ₹1,250 every 10 above 50
First Agency Year
15 policies₹1,200
25 policies₹2,000
50 policies₹4,000
100 policies₹8,000
+ ₹250 every 5 above 25 · + ₹600 every 10 above 50

Consistent Performer Award

Stay active in all 12 months of your first agency year — earn extra:

25
policies + active 12 months
₹1,000
50
policies + active 12 months
₹2,500
100
policies + active 12 months
₹5,000

Start strong. Stay consistent. Earn more. Grow faster.

Terms & conditions apply · For internal circulation. Source: Demo Life Advisor New Joiners Scheme.

How to become an Agent

A respected career with unlimited earning potential.

1
Submit Documents

ID Proof, Address Proof, 10th/12th/Degree certificates

2
Training (25 Hours)

Online or offline IC38 training

3
IC38 Exam

Score 17 out of 50 to qualify

4
Start Earning

Get your agency code & begin selling policies

Eligibility

Open to all qualified candidates

Age18+ Years
Education10th Pass
Higher qualificationPreferred
LocationChennai district
(open to outside-district candidates too)
Training25 Hours
Apply Now
Based in Demo Branch · Open to everyone

I am attached to Demo Life's Demo Branch and serve the whole of Chennai district (Tambaram, Avadi, Ambattur, Poonamallee).

If you live outside Chennai district and still want to build your Demo Life career with my team, you are equally welcome. Distance is not a barrier — training, mentoring and support are fully available online and on WhatsApp.

Agent Benefits

1st Yr Commission
35%

Including bonus

Renewal
7.5%

2nd & 3rd year

Housing Loan
5.5%

Special rate

Gratuity
₹2L

After 15 yrs

Club Benefits

Festival advance, office allowance, recognition

Free Term Cover

Family protection for confirmed agents

Hereditary Commission

After 2+ years of service, renewal commission continues to nominees if the agent passes away (with ₹1L+ business in force).

Rewards · Tours · Recognition

Cash Rewards

Monthly, quarterly & festival contests. Hot offers for early-month closures and persistency.

₹500 – ₹50,000+
Exciting Gifts

Smartphones, laptops, gold coins, smart watches, household appliances, branded merchandise.

Top performers
Domestic Tours

Goa · Kerala · Kashmir · Andaman · Rajasthan · Himachal — all-expenses paid for qualifying agents.

Inside India
International Tours

Dubai · Singapore · Bali · Thailand · Europe · Australia — qualify through MDRT and convention contests.

Outside India
Club Membership

Distinguished · Branch Manager · Divisional Manager · Zonal Manager · Chairman's Club tiers with rising benefits.

Career Recognition
MDRT & COT

Global recognition — Million Dollar Round Table, Court of the Table, Top of the Table — for elite performers.

World-class
Frequent Competitions, Endless Rewards

Demo Life runs monthly & seasonal contests across branches — Founders Day Award, Bima Diwali, March Madness, Birthday Month bonanza, Persistency Bonus and more. Plus festival advances, office allowance, and stationery support throughout the year.

Important · Indicative Information Only

The eligibility criteria, exam pattern and selection process shown below are based on previous Demo Life notifications and past recruitment history. Demo Life Assurance Company Limited may revise the Development Officer recruitment norms at any time.

For the current and authoritative requirements, always refer to the official Demo Life notification published at example.com. This page is for reference only and does not constitute an official announcement.

Eligibility

From Agent to Class II Officer

Urban Service5 Years
Rural Service4 Years
Total FYP (Urban)₹5 Lakhs
Annual FYP₹1 L / yr
Lives / yr50 lives

Exam Pattern

160 marks · 120 min · English/Hindi

20
Reasoning
20
GK, English
120
Insurance & Marketing

Interview

Final selection process

Main exam shortlist
Exam + Interview score
Pre-recruitment medical
40
Interview
Get DO Guidance

Bima Sakhi (MCA)

Exclusively for women · Age 18–70

A government initiative to empower women with monthly stipend, commission, and career growth.

Monthly Stipend

1st Year ₹7,000/mo
2nd Year ₹6,000/mo
3rd Year ₹5,000/mo

*Subject to performance norms.

Eligibility

Who can apply

Qualification10th Pass
Age18 – 70 Yrs
GenderWomen Only
1st Yr Comm. Target₹48,000

Note: Relatives of existing agents are not eligible.

Apply Now

Demo Life Plans Library

All 8 active Demo Life plans · organized by your life goal · pick what matters to you

100% Free · No Obligation

Difficulty choosing the right plan?

Demo Life offers 8 active plans across endowment, term, pension, money-back, ULIP and micro-insurance — a plan for every life stage. Don't get overwhelmed — our team listens to your goals, family situation and budget, then crafts the perfect policy for you.

Get Free Consultation Call Now

Children's Future

Education · Higher studies · Wedding · First job

2
Plan 101
Demo Life's Demo Child Future Plan

Savings plan for children with guaranteed additions every year. Lump-sum at maturity for higher education or wedding.

Know More
Plan 102
Demo Life's Demo Young Scholar

Limited-premium money-back for children with 4 maturity options between ages 20 and 24.

Know More

Retirement & Pension

Lifetime monthly income · Stress-free old age

2
Plan 201
Demo Life's Demo Lifetime Pension

Immediate annuity — pay one premium, receive monthly income for life.

Know More
Plan 202
Demo Life's Demo Deferred Pension

Pay once now, defer the income start by 1 to 12 years, then draw a higher lifelong pension.

Know More

Wealth Building & Big Goals (Endowment)

Buy a home · Buy a car · Build wealth · Family milestones

1
Plan 301
Demo Life's Demo Guaranteed Endowment

Guaranteed maturity amount on a fixed date, with life cover throughout the term.

Know More

Pure Term Protection

Highest cover at lowest premium · Family financial safety net

2
Plan 401
Demo Life's Demo Pure Term Cover

The highest cover for the lowest premium. Nothing back on survival — protection only.

Know More
Plan 402
Demo Life's Demo Digital Term

Bought entirely online, priced for non-smokers, no agent visit needed.

Know More

Riders & Add-ons

Boost any base policy with extra benefits

1
Demo Accident Benefit Rider

Extra sum paid on accidental death or specified disability, over and above the base policy.

Know More

Still not sure which plan suits you?

Share your goal — child's future, retirement, home, tax saving — and we'll recommend the best-fit policy.

Talk to Demo's Team — Free

Policy Services

Complete servicing for your Demo Life policies — tap any service to chat

Need any help?

Tap any service above to chat directly on WhatsApp. Service typically completed within 2-5 working days.

Get in Touch

Send a request — Demo will respond to you personally

Send a Message

Fill in the details — opens WhatsApp pre-filled.

Direct Contact

Reach me on any channel below.

Call
+91 90000 00000
WhatsApp
+91 90000 00000
Email
officer@insurance-agency.demo
DO✓

Demo Officer

Development Officer · Demo Life Assurance Company Limited
DEMO BRANCH

Attached to Demo Life's Demo Branch · serving the whole of Chennai district. Team members from outside the district are equally welcome — onboarding & mentoring available online.